Loaded Baked Potato

Featured in: Oven & Stovetop Dishes

Russet potatoes are baked until their skins are crispy and interiors light and fluffy, then loaded with classic toppings. Each potato gets a generous dollop of sour cream, melted sharp cheddar cheese, salty crumbled bacon, and fresh chive garnish. The combination of hot fluffy potato with cool creamy toppings creates that perfect comfort food experience. Ready in just over an hour with minimal hands-on preparation.

Updated on Wed, 14 Jan 2026 15:22:00 GMT
Golden brown loaded baked potato topped with melted cheddar, sour cream, crispy bacon, and fresh chives. Pin This
Golden brown loaded baked potato topped with melted cheddar, sour cream, crispy bacon, and fresh chives. | petitagdal.com

My college roommate Sarah introduced me to properly loaded baked potatoes during finals week when we both needed something cheap, filling, and comforting. Wed stay up late studying with these foil wrapped bundles from the oven, piling on whatever toppings we could scrounge from the back of the fridge. The way the butter melts into the steaming potato flesh still takes me back to that tiny kitchen with the perpetually squeaky cabinet door.

Last winter, my dad came over to watch the game and I made these instead of our usual takeout. He went quiet after the first bite, looked at me with genuine surprise, and asked why wed ever bother with restaurant versions again. Now they are his absolute request for every gathering, and he has started experimenting with his own topping combinations.

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Ingredients

  • Russet potatoes: Their high starch content creates that irresistible fluffiness inside while still holding shape
  • Unsalted butter: Starting with unsalted lets you control the seasoning, and room temperature butter melts more evenly into hot potatoes
  • Sour cream: Full fat adds the best tangy creaminess that cuts through the rich cheese and salty bacon
  • Sharp cheddar cheese: Shred it yourself from a block for better melting, and the sharp variety stands up to all the other bold flavors
  • Bacon: Cook it until extra crispy so it stays crunchy even under the warm toppings
  • Fresh chives: Their mild onion flavor brightens everything and adds a beautiful pop of green against the golden cheese
  • Salt and pepper: Season each layer, the potato itself, then again after toppings, for depth of flavor

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Instructions

Get the oven going:
Preheat to 200°C and position your rack in the middle for even heat distribution
Prep the potatoes:
Give each russet a thorough scrub under running water, then pierce deeply with a fork about 6-8 times per potato to let steam escape during baking
Bake until perfect:
Place potatoes directly on the oven rack and bake for 50-60 minutes until the skins are crispy and a fork slides easily through the center
Crisp the bacon:
While potatoes bake, cook bacon in a skillet over medium heat until very crisp, then drain on paper towels and crumble into small pieces
Open them up:
Carefully remove hot potatoes, make a lengthwise slit in each, and gently squeeze the ends to create that classic opened boat shape
Fluff and season:
Use a fork to lightly mash the interior, then add half tablespoon butter and a pinch of salt and pepper to each potato
Pile on the goods:
Top each potato with sour cream, cheddar, the crumbled bacon, and finish with fresh chives while everything is still steaming hot
Perfectly fluffy loaded baked potato served hot on a plate with a side salad for dinner. Pin This
Perfectly fluffy loaded baked potato served hot on a plate with a side salad for dinner. | petitagdal.com

My niece declared these the best birthday dinner ever, which was a humbling moment for someone who spent hours cooking complex meals before that. Sometimes the simplest dishes prepared with care create the most lasting memories around the table.

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Making Ahead

You can bake the potatoes completely up to a day ahead, then rewrap in foil and reheat at 180°C until warmed through. Keep all toppings prepped separately in the fridge so assembly takes just minutes before serving.

Topping Variations

Beyond the classic combo, try broccoli and sharp cheddar with a drizzle of hot sauce, or chili and extra cheese for a heartier version. My vegetarian friends love sautéed mushrooms, spinach, and goat cheese as an alternative to bacon.

Serving Suggestions

These work as a side alongside grilled steaks or roast chicken, but they are substantial enough to be the main event with a simple green salad. Set up a toppings bar and let everyone customize their own creation.

  • Rinse potatoes well and pat completely dry before baking for the crispiest skin
  • Use the coarse side of a box grater to shred cheese quickly and evenly
  • Have all toppings ready before the potatoes come out so everything melts together
Freshly baked loaded baked potato overflowing with butter, cheese, bacon crumbles, and green chives. Pin This
Freshly baked loaded baked potato overflowing with butter, cheese, bacon crumbles, and green chives. | petitagdal.com

There is something deeply satisfying about breaking through that crispy skin into the steaming, buttery fluffy interior beneath all those toppings. Pure comfort on a plate.

Frequently Asked Questions

How do I get crispy potato skins?

Bake potatoes directly on the oven rack at 200°C (400°F) for 50-60 minutes. The dry heat circulates around the entire potato, creating that perfectly crisp skin while keeping the inside fluffy.

Can I make these ahead of time?

You can bake the potatoes up to a day in advance. Reheat in a 200°C oven for 15 minutes, then add toppings just before serving. For best results, serve immediately while hot.

What other toppings work well?

Try shredded Monterey Jack, broccoli and cheddar, chili and cheese, or sautéed mushrooms with Swiss. Vegetarians can use smoked paprika or tempeh bacon instead of pork bacon.

Do I need to wrap potatoes in foil?

No, baking without foil creates crispy skins. Foil steams the potatoes, resulting in softer skin. Place them directly on the oven rack for best texture.

How do I know when potatoes are done?

Pierce with a fork - it should slide easily through the entire potato with no resistance. The skin should be crisp and slightly wrinkled. Usually takes 50-60 minutes depending on size.

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Loaded Baked Potato

Fluffy baked potatoes topped with butter, sour cream, melted cheese, crispy bacon, and fresh chives.

Prep Time
10 min
Time to Cook
60 min
Overall Time
70 min
Recipe by Lauren Silva


Skill Level Easy

Cuisine American

Serves 4 Portions

Diet Info No Gluten

What You Need

Potatoes

01 4 large russet potatoes, scrubbed

Toppings

01 2 tablespoons unsalted butter
02 ½ cup sour cream
03 1 cup shredded cheddar cheese
04 4 slices bacon
05 2 tablespoons chopped fresh chives
06 Salt and freshly ground black pepper, to taste

Directions

Step 01

Preheat Oven: Preheat oven to 400°F.

Step 02

Bake Potatoes: Pierce each potato a few times with a fork. Place directly on the oven rack and bake for 50-60 minutes, or until skins are crisp and potatoes are tender when pierced.

Step 03

Prepare Bacon: While potatoes bake, cook bacon in a skillet over medium heat until crisp. Drain on paper towels, then crumble.

Step 04

Open Potatoes: Remove potatoes from oven. Using a sharp knife, cut a lengthwise slit in the top of each potato and gently squeeze sides to open.

Step 05

Season Potatoes: Fluff potato flesh with a fork. Add ½ tablespoon butter and a pinch of salt and pepper to each.

Step 06

Add Toppings: Top each potato with 2 tablespoons sour cream, ¼ cup cheddar cheese, crumbled bacon, and a sprinkle of chives.

Step 07

Serve: Serve immediately while hot.

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Tools Needed

  • Oven
  • Baking sheet
  • Skillet
  • Sharp knife
  • Fork

Allergy Notes

Double-check every ingredient for allergies. If unsure, ask a healthcare expert.
  • Contains dairy (butter, sour cream, cheese)
  • Contains pork (bacon)

Nutrition Info (per portion)

For informational purposes only; not a substitute for advice from your doctor.
  • Calorie Count: 420
  • Fats: 22 g
  • Carbohydrates: 41 g
  • Proteins: 15 g

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